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Savings Accounts

REGULAR SAVINGS
The Regular Savings Account is an account that compounds interest daily.

Interest compounded daily on the average daily balance and credited to the account every quarter.  Any accrued interest will be paid if the account is closed prior to the statement date.

REQUIREMENTS:  Minimum deposit of $25.00 to open this account.

SERVICE CHARGES:  Six (6) withdrawals per month* with no charge.
                                     After sixth withdrawal, $1.00 charge per withdrawal. 

* You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, debit card or similar transactions from your account per month or statement cycle.

 

TWIG SAVINGS
The Twig Savings Account is designed for children up through eighteen (18) years of age.

Interest compounded daily on the average daily balance and credited to the account monthly.  Any accrued interest will be paid if the account is closed prior to the statement date.  Twig Accounts earn a higher interest rate than a regular savings account.

REQUIREMENTS:  Any deposit amount will open this account.

SERVICE CHARGES:  Six (6) withdrawals per month* with no charge.
                                      After sixth withdrawal $1.00 charge per withdrawal.

* You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, debit card or similar transactions from your account per month or statement cycle.

 

CHRISTMAS CLUB ACCOUNT

REQUIREMENTS:  Minimum to open this account is $2.00.

SERVICE CHARGES:  No monthly service charge.
                                     Withdrawal made before maturity forfeits one payment.

 

SUPER SAVINGS ACCOUNT
(Money Market)
An account for those interested in higher interest!

* You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, debit card, or similar transactions from your account per month or statement cycle.

 

For more information about FDIC Insurance, please use the FDIC's Electronic Deposit Insurance Estimator (EDIE).

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