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CDs and IRAs

For Current rates contact our main office or any of our branch offices.

Individual Retirement Accounts (IRAs)

Traditional, as well as Roth, IRAs are available.  An IRA is a type of trust, a savings plan designed to supplement retirement income from Social Security and pension plans.   

Certain contribution limitations, tax deductibility, tax penalty and distribution issues apply to IRAs.   

  • Competitive Rates
  • $500 minimum to open a fixed rate IRA
  • $10 minimum to open a variable rate IRA

Anyone considering opening an IRA (Traditional or Roth) should consult their tax advisor and IRS Publications.

 

Certificates of Deposit
Regular and Jumbo Certificates of Deposit (CDs)

Certificates of Deposit are generally available from one (1) month to five (5) years.

  • Certificates of Deposit are issued as automatic renewal
  • Customer selects the maturity that best fits their needs
  • Interest rate is locked in for the term
  • No maintenance fee

REQUIREMENTS:  Minimum deposit to purchase a Certificate.

  • $500.00 for a year or more
  • $2,500 for less than a year

SERVICE CHARGES:  Early withdrawal  penalties may apply.

For more information about FDIC Insurance, please use the FDIC's Electronic Deposit Insurance Estimator (EDIE).

Checking Accounts    |    Savings Accounts    |    ATM and Debit Cards    |    CDs and IRAs    |    Loans


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